|
See Your Mortgage Lender First!
See your lender first - before you shop for your home. It's
one of the smartest home buying choices you can make. Your lender can help you decide the
kind of mortgage that's best for you and give you a very good idea of exactly how much
house you can afford. And many lenders can now approve your mortgage before you've even
found a home - with rates that are locked in while you shop. You'll make buying your home
a whole lot easier - for yourself and the Realtor® you choose to help you find it.
When you see your lender first, you can take the time to
explore all the options for financing your home - and that can make a big difference. In
recent years, lenders have introduced new types of mortgages to go along with the
traditional 30-year fixed-rate loan. And many of these new kinds of loans offer
significant benefits along with relaxed qualifying criteria. One of these new kinds of
mortgages could give you a lower monthly payment, or require less money down -or even
enable you to afford a more expensive home!
Simplify Your Search
Most of all, seeing your lender first makes finding your
home easier - with more certainty and less anxiety - because you won't be going through
the whole process worrying about your mortgage approval. You'll be looking at homes you
and your Realtor® know you can afford... demonstrating your seriousness as a buyer... and
negotiating with the seller from a position of much greater confidence.
It All Happens When You See Your Lender First
When you think about it, choosing a home and then finding
out if you can afford it doesn't make a lot of sense. That's why so many of today's home
buyers visit a lender before they look for a home. It gives them and their real estate
agent a number of important advantages - and in today's competitive home-buying market,
you need every advantage you can get.
|
